Which countries do we cover?

You can search for the customer’s destination country below. Please note, from time to time the Foreign, Commonwealth & Development Office (FCDO) will advise against all travel or will advise to only undertake essential travel to a particular destination. We will do our best to keep this list up to date, but it is very important that you visit the FCDO website, search for their destination and check the advice before travelling. If they do not adhere to the FCDO’s advice, it will effect any potential claim*.

When you’re ready, please click get a quote and our system will ask you for all the countries they plan on visiting, to ensure we give them the correct price for the geographical cover they need. 

CountryUKEurope exc SpainEurope inc spainAustralia & New ZealandWorldwide exc USA, Caribbean and CanadaWorldwide exc MexicoWorldwide inc Mexico
Abu DhabiYesYesYes
AlaskaYesYes
AlbaniaYesYesYesYesYesYes
AlgeriaYesYesYes
AndorraYesYesYesYesYes
AngolaYesYesYes
AnguillaYesYes
AntarcticYesYesYes
AntiguaYesYes
ArgentinaYesYesYes
ArmeniaYesYesYes
ArubaYesYes
Ascension IslandYesYesYes
AustraliaYesYesYesYes
AustriaYesYesYesYesYesYes
AzerbaijanYesYesYes
AzoresYesYesYesYesYesYes
BahamasYesYes
BahrainYesYesYes
BalearicsYesYesYesYesYes
BaliYesYesYes
BangladeshYesYesYes
BarbadosYesYes
BelarusYesYesYesYesYesYes
BelgiumYesYesYesYesYesYes
BelizeYesYes
BeninYesYesYes
BermudaYesYes
BhutanYesYesYes
BoliviaYesYesYes
Bonaire (Antilles)YesYes
Borneo
Bosnia-HerzegovinaYesYesYesYesYesYes
BotswanaYesYesYes
Bouvet IslandYesYesYes
BrazilYesYesYes
British Antartic Territory
British Dependent TerYesYesYes
British Indian Ocean Territory
British Virgin IslesYesYes
Brunei DarussalamYesYesYes
BulgariaYesYesYesYesYesYes
BurmaYesYesYes
CambodiaYesYesYes
CameroonYesYesYes
CanadaYesYes
Canary IslandYesYesYesYesYes
Cape VerdeYesYesYes
Cayman IslandsYesYes
ChileYesYesYes
ChinaYesYesYes
Christmas IslandYesYesYes
Cocos (Keeling) IslandsYesYesYes
ColombiaYesYesYes
Comoro IslandsYesYes
CongoYesYesYes
Cook IslandsYesYesYes
CorfuYesYesYesYesYesYes
CorsicaYesYesYesYesYesYes
Costa RicaYesYes
Cote D'LvoireYesYesYes
CreteYesYesYesYesYesYes
CroatiaYesYesYesYesYesYes
Cruise BalticYesYesYesYesYesYes
Cruise CaribbeanYesYes
Cruise EuropeanYesYesYesYesYesYes
Cruise MedYesYesYesYesYesYes
CubaYesYes
CuracaoYesYes
CyprusYesYesYes
Czech RepublicYesYesYesYesYesYes
Democratic Republic of Congo
DenmarkYesYesYesYesYesYes
DjiboutiYesYesYes
DominicaYesYes
Dominican RepublicYesYes
EcuadorYesYesYes
EgyptYesYesYes
EireYesYesYesYesYesYes
El SalvadorYesYes
EnglandYesYesYesYesYesYesYes
Equatorial GuineaYesYesYes
EritreaYesYesYes
EstoniaYesYesYesYesYesYes
EswatiniYesYesYes
EthiopiaYesYesYes
Falkland IslandsYesYesYes
Faroe IslandsYesYesYesYesYesYes
FijiYesYesYes
FinlandYesYesYesYesYesYes
FranceYesYesYesYesYesYes
French GuianaYesYesYes
French PolynesiaYesYesYes
French Southern TerritoriesYesYesYes
GabonYesYesYes
Galapagos IslandsYesYesYes
GambiaYesYesYes
GeorgiaYesYesYes
GermanyYesYesYesYesYesYes
GhanaYesYesYes
GibraltarYesYesYesYesYesYes
GreeceYesYesYesYesYesYes
GreenlandYesYes
GrenadaYesYes
GuadeloupeYesYes
GuamYesYesYes
GuatemalaYesYes
GuernseyYesYesYesYesYesYes
GuineaYesYesYes
Guinea-BissauYesYesYes
GuyanaYesYesYes
HaitiYesYes
Heard Island and McDonald IslandsYesYesYes
HollandYesYesYesYesYesYes
HondurasYesYes
Hong KongYesYesYes
HungaryYesYesYesYesYesYes
IbizaYesYesYesYesYes
IcelandYesYesYesYesYesYes
IndiaYesYesYes
IndonesiaYesYesYes
IranYesYesYes
IrelandYesYesYesYesYesYes
Isle of ManYesYesYesYesYesYes
IsraelYesYesYes
ItalyYesYesYesYesYesYes
Ivory CoastYesYesYes
JamaicaYesYes
JapanYesYesYes
JerseyYesYesYesYesYesYes
JordanYesYesYes
KazakhstanYesYesYes
KenyaYesYesYes
KiribatiYesYesYes
Kos (Greek Island)YesYesYesYesYesYes
Kosovo
KuwaitYesYesYes
KyrgyzstanYesYesYes
LanzaroteYesYesYesYesYes
Lao People's Democratic RepublicYesYesYes
LaosYesYesYes
LatviaYesYesYesYesYesYes
LebanonYesYesYes
Leeward IslandsYesYes
LesothoYesYesYes
LiberiaYesYesYes
LiechtensteinYesYesYesYesYesYes
LithuaniaYesYesYesYesYesYes
Lord How Island
LuxembourgYesYesYesYesYesYes
Macau / MacaoYesYesYes
MacedoniaYesYesYesYesYesYes
MadagascarYesYesYes
MadeiraYesYesYesYesYesYes
MajorcaYesYesYesYesYes
MalawiYesYesYes
MalaysiaYesYesYes
MaldivesYesYesYes
MaltaYesYesYesYesYes
Marshall IslandsYesYesYes
MartiniqueYesYes
MauritiusYesYesYes
MayotteYesYesYes
MexicoYes
MicronesiaYesYesYes
Midway IslandYesYes
MinorcaYesYesYesYesYes
MoldaviaYesYesYesYesYesYes
MoldovaYesYesYesYesYesYes
MonacoYesYesYesYesYesYes
MongoliaYesYesYes
MontenegroYesYesYesYesYesYes
MonserratYesYes
MoroccoYesYesYes
MozambiqueYesYesYes
MyanmarYesYesYes
NamibiaYesYesYes
NauruYesYesYes
NepalYesYesYes
Netherlands AntillesYesYesYes
Nevis IslandYesYes
New CaledoniaYesYesYes
New ZealandYesYesYesYes
NicaraguaYesYes
NigeriaYesYesYes
NiueYesYesYes
Norfolk Island
Northern IrelandYesYesYesYesYesYesYes
Northern MarianasYesYesYes
NorwayYesYesYesYesYesYes
OmanYesYesYes
PakistanYesYesYes
PaluaYesYesYes
PanamaYesYes
Papua New GuineaYesYesYes
ParaguayYesYesYes
PeruYesYesYes
PhilippinesYesYesYes
Pitcairn IslandsYesYesYes
PolandYesYesYesYesYesYes
PortugalYesYesYesYesYesYes
Puerto RicoYesYes
QatarYesYesYes
ReunionYesYesYes
Republic of IrelandYesYesYesYesYesYes
RhodesYesYesYesYesYesYes
Rodriguez IslandYesYesYes
RomaniaYesYesYesYesYesYes
Russia (West of Urals)YesYesYesYesYesYes
Rwanda
Saint BarthelemyYesYes
Saint HelenaYesYesYes
SaipanYesYesYes
Samoa (Western)
San MarinoYesYesYesYesYesYes
Sao Tone & PrincipleYesYesYes
SarawakYesYesYes
SardiniaYesYesYesYesYesYes
SarkYesYesYesYesYesYes
Saudi ArabiaYesYesYes
Scilly IslesYesYesYesYesYesYes
ScotlandYesYesYesYesYesYesYes
SenegalYesYesYes
SerbiaYesYesYesYesYesYes
SeychellesYesYesYes
Sierra LeoneYesYesYes
SingaporeYesYesYes
SlovakiaYesYesYesYesYesYes
SloveniaYesYesYesYesYesYes
Solomon IslandsYesYesYes
South AfricaYesYesYes
South Georgia and South Sandwich Islands
South KoreaYesYesYes
SpainYesYesYesYesYes
Sri LankaYesYesYes
St HelenaYesYesYes
St Kitts & NevisYesYes
St LuciaYesYes
St MartinYesYes
St Pierre & MiquelonYesYesYes
St Vincent & the GrenadinesYesYes
State of PalestineYesYesYes
Sudan
SurinameYesYesYes
Svalbard and Jan Mayen IslandsYesYesYesYesYesYes
SwazilandYesYesYes
SwedenYesYesYesYesYesYes
SwitzerlandYesYesYesYesYesYes
TaiwanYesYesYes
TajikistanYesYesYes
TanzaniaYesYesYes
TenerifeYesYesYesYesYes
Territory of Cocos (Keeling) Islands
Territory of Christmas Island
ThailandYesYesYes
The Occupied Palestinian Territories
Timor LesteYesYesYes
TogoYesYesYes
TokelauYesYesYes
TongaYesYesYes
Trinidad & TobagoYesYes
Tristan Da CunhaYesYesYes
TunisiaYesYesYes
TurkeyYesYesYes
TurkmenistanYesYesYes
Turks & Caicos IslesYesYes
TuvaluYesYesYes
UAEYesYesYes
UgandaYesYesYes
UkraineYesYesYesYesYesYes
United KingdomYesYesYesYesYesYesYes
UruguayYesYesYes
USAYesYes
UzbekistanYesYesYes
VanuatuYesYesYes
Vatican CityYesYesYesYesYesYes
VietnamYesYesYes
Virgin Isles (UK)YesYes
Virgin Isles (US)YesYes
Wake IslandYesYes
WalesYesYesYesYesYesYesYes
Wallis & FutunaYesYesYes
Western SaharaYesYesYes
YemenYesYesYes
Yugoslavia (Former)YesYesYesYesYesYes
ZaireYesYesYes
ZambiaYesYesYes
ZanzibarYesYesYes
ZimbabweYesYesYes

*If their trip is not essential and they choose to travel contrary to the FCDO’s advice, we will only cover a claim if the cause is not linked to the reason for the advice. This limitation applies even if they have purchased an optional trip disruption upgrade. They may be able to travel with full cover if we authorise in writing that their trip is essential before they depart.

If the FCDO have advised against all travel to their destination, there is no cover under this policy apart from the Cancelling Your Trip section in the Large-Scale Events optional upgrade. There is also no cover under this policy if other government regulations or actions are in place restricting travel.

Please click here to visit the FCDO website, search for their destination and check the advice.